Furniture Financing
60 Months Interest Free Financing *
On purchases of $1475 and up now through 9/7/26. Equal monthly payments required for 60 months. Monthly payments shown are applicable only with this financing offer and are calculated before any required down payment. Rooms To Go may require a down payment up to 20% of the total transaction amount.
*Rooms To Go credit card cannot be used for any required down payment. Qualifying purchase amount is based on merchandise price and is determined before any discount, sales tax, delivery or down payment. A down payment of up to 20% of total transaction may be required on another payment type, which may proportionally affect the total amount financed and monthly payments. No interest will be charged on amount financed (including related optional debt cancellation fees) and equal monthly payments are required until such balance is paid in full. The payments equal amount financed divided by number of months in promo period, rounded up to next dollar, and may be higher than if this purchase was a non-promo purchase. During last month(s) of promo period the required monthly payment may be reduced due to prior months’ rounding. Any estimated required monthly payments shown (which excludes taxes and delivery) in connection with this promotional offer should allow you to pay off the amount financed within promo period if (1) you make your payments by the due date each month and (2) this is the only balance on your account during promo period. If you have other balances on your account, this monthly payment will be added to the minimum payment applicable to those balances. Regular account terms apply to non-promo purchases. New Accounts as of 7/31/25: Purchase APR 34.99%. Penalty APR 39.99%. Minimum Interest Charge $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.
36 Months Interest Free Financing *
On purchases of $1199 and up now through 9/7/26. Equal monthly payments required for 36 months. Monthly Payments shown are only applicable with this special financing offer. Rooms To Go requires a down payment equal to sales tax and delivery.
*Rooms To Go credit card cannot be used for any required down payment. Qualifying purchase amount is determined prior to any discount or down payment taxes or delivery. No interest will be charged on amount financed (including related optional debt cancellation fees) and equal monthly payments are required until such balance is paid in full. The payments equal amount financed divided by number of months in promo period, rounded up to next dollar, and may be higher than if this purchase was a non-promo purchase. During last month(s) of promo period the required monthly payment may be reduced due to prior months’ rounding. Any estimated required monthly payments shown (which excludes taxes and delivery) in connection with this promotional offer should allow you to pay off the amount financed within promo period if (1) you make your payments by the due date each month and (2) this is the only balance on your account during promo period. If you have other balances on your account, this monthly payment will be added to the minimum payment applicable to those balances. Regular account terms apply to non-promo purchases. New Accounts as of 7/31/25: Purchase APR 34.99%. Penalty APR 39.99%. Minimum Interest Charge $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.
24 Month Interest Free Financing *
On purchases of $999 and up made with your Rooms To Go credit card now through 9/7/26. Equal monthly payments required for 24 months. Monthly Payments shown are only applicable with this special financing offer. Rooms To Go requires No Down Payment.
* Rooms To Go credit card cannot be used for any required down payment. Qualifying purchase amount must be on one receipt. No interest will be charged on amount financed (including related optional debt cancellation fees) and equal monthly payments are required until such balance is paid in full. The payments equal amount financed divided by number of months in promo period, rounded up to next dollar, and may be higher than if this purchase was a non-promo purchase. During last month(s) of promo period the required monthly payment may be reduced due to prior months’ rounding. Any estimated required monthly payments shown (which excludes taxes and delivery) in connection with this promotional offer should allow you to pay off the amount financed within promo period if (1) you make your payments by the due date each month and (2) this is the only balance on your account during promo period. If you have other balances on your account, this monthly payment will be added to the minimum payment applicable to those balances. Regular account terms apply to non-promo purchases. New Accounts as of 7/31/25: Purchase APR 34.99%. Penalty APR 39.99%. Minimum Interest Charge $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.
18 Months Interest Free Financing *
On purchases made with your Rooms To Go credit card now through 9/7/26. Equal Monthly Payments Required for 18 months. Monthly Payments shown are only applicable with this special financing offer. Rooms To Go requires No Down Payment.
*Qualifying purchase amount must be on one receipt. No interest will be charged on amount financed (including related optional debt cancellation fees) and equal monthly payments are required until such balance is paid in full. The payments equal amount financed divided by number of months in promo period, rounded up to next dollar, and may be higher than if this purchase was a non-promo purchase. During last month(s) of promo period the required monthly payment may be reduced due to prior months’ rounding. Any estimated required monthly payments shown (which excludes taxes and delivery) in connection with this promotional offer should allow you to pay off the amount financed within promo period if (1) you make your payments by the due date each month and (2) this is the only balance on your account during promo period. Regular account terms apply to non-promo purchases. For New Accounts: As of 7/31/2025: Purchase APR is 34.99%. Penalty APR is 39.99%. Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.